CFPB’s Proposed Data Rules

In October, the Consumer Financial Protection Bureau CFPB proposed a set of rules that if implemented would transform how financial institutions handle personal data about their customers. The rules put control of that data back in the hands of ordinary Americans, while at the same time undermini...

The Decoupling Principle

This is a really interesting paper that discusses what the authors call the Decoupling Principle: The idea is simple, yet previously not clearly articulated: to ensure privacy, information should be divided architecturally and institutionally such that each entity has only the information they ne...