2016 March 31 19:15 GMT
Email messages that are related to this threat (RuleID21993) may contain the following files:
Name | Size in Bytes | MD5 Checksum
| Not Available
The following text is a sample of the email message that is associated with this threat outbreak:
> Subject: Sample loan application letter.
I am requesting a loan of $200,000 in order to expand my business. I
have over 15 years of experience in the fashion industry. I worked for 5
years sewing clothes for the Uniform Company and another 5 years sewing
high fashion clothes for Boutique Mabelle. In 2000, I started my own
business with personal and family funds and began selling ladies
T-shirts with hand-painted designs. I later started doing silk-screening
in order to accommodate larger orders.
I plan to use the $200,000 as follows: $100,000 to purchase a new
silkscreen machine and sewing machine that will allow me to print 20
T-shirts at one time, $100,000 for building materials to expand a new
space for the business.
The market for this business is good. Women in particular, especially,
are fond of my unique, hand-painted designs, and I have had a continuous
and growing demand for these customized T-shirts. Many of these
customers are repeat customers. There is also a growing number of groups
and businesses, which are preferring to purchase custom designed
T-Shirts for their business, rather than use the standard products from
the uniform manufacturers. I strive to produce quality products which
satisfies basic needs, and offered at reasonable prices.
My target market is threefold: fashion oriented young people who seek an
exclusive and unique design (retail or through a boutique); working
women; and groups and associations who require a T-Shirts for different
occasions such as conferences, or to mark special events.
My competition includes: the tourism oriented shops which print designs
on T-shirts at a very low price; the boutiques which make blouses for
ladies; and, companies such as the Uniform Company, which produce
T-Shirts and Shirts for businesses. My business has two advantages over
my competition - my prices are slightly lower because I have a lower
cost structure, and my designs are very beautiful and unique. My
hand-painted T-shirts cannot be found anywhere else, and my silkscreen
designs are also quite popular because of the richness of the colors. I
believe I am responding to the needs of my customers, who want something
unique and fashionable, while still reasonably priced.
I am investing $30,000 of my own money, generated over the last months
from the business. My collateral is going to be my personal real estate
assets with a estimated market value of $386,000.
Attached is my loan application bearing my business letterhead which
backs up the loan request.
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